Compare Health Insurance Plans & Coverage Options
National Insurance Brokers gives individuals and families access to multiple plan types across multiple carriers— so you can compare real options in one place. No carrier websites to juggle, no confusion about what's available.
We work across every major plan type including ACA Marketplace, Private PPO, Medicare, life insurance, and supplemental coverage. Whether you're shopping for yourself or your family, a licensed broker is ready to guide you at no additional cost.
Licensed in 33 States · Access to Multiple Carriers · No Cost to You
Health Insurance for Individuals & Families Under 65
Compare ACA Marketplace & Private Health Insurance Plans
Looking for health insurance for yourself or your family? We help you compare ACA Marketplace plans and private health insurance options from multiple carriers.
ACA Marketplace Plans: Depending on your household income and eligibility, you may qualify for premium tax credits that can significantly reduce your monthly premium.
Private Health Insurance: Looking for options outside the Marketplace? We can also help you compare available private health insurance plans based on your needs, budget, doctors, and preferred network.
There is no additional cost to work with our licensed insurance brokers.
Medicare Coverage Options for Adults 65+
If you're approaching 65 or already enrolled in Medicare, there are three primary plan types to understand:
Medicare Advantage (Part C) — Bundled coverage offered through private insurers that replaces Original Medicare. Plans often include dental and vision benefits in addition to hospital and medical coverage.
Medicare Supplement (Medigap) — Works alongside Original Medicare to fill in cost gaps such as copays, deductibles, and coinsurance that Medicare doesn't fully cover.
Part D Prescription Drug Plans — Standalone prescription drug coverage that pairs with Original Medicare or a Medigap plan to help lower out-of-pocket medication costs.
Choosing between these plan types can be genuinely confusing — the terminology is dense and the options vary by location and carrier. A licensed broker compares options from multiple carriers at no cost to you, helping you find the plan that fits your health needs and budget.
You May Qualify for Lower-Cost Health Insurance
Depending on your household income, family size, location, and other eligibility factors, you may qualify for financial assistance that lowers your health insurance costs.
1. Premium Tax Credits (ACA Subsidies) — May reduce your monthly Marketplace health insurance premium.
2. Cost-Sharing Reductions (CSR) — Eligible consumers who select a Silver Marketplace plan may receive additional savings on deductibles, copays, and other out-of-pocket costs.
3. Medicaid Gap & Low-Income Options — Depending on your income and state, Medicaid or other coverage options may be available.
Our licensed brokers can help you understand the health insurance savings and coverage options you may qualify for — at no cost to you.
Health Insurance for Self-Employed Individuals
Self-employed? We make finding coverage simple.
If you're a 1099 contractor, freelancer, gig worker, or self-employed business owner, you're responsible for sourcing your own health coverage — without an HR department to guide you. Here's what you need to know:
No employer plan? No problem. Self-employed individuals have access to the same ACA Marketplace, Private PPO, and supplemental options as anyone else. Your coverage options are not limited by your employment status.
You may deduct your premiums. Self-employed individuals can often deduct 100% of health insurance premiums from federal taxable income, reducing your overall tax burden. (Please confirm with a tax professional for your specific situation.)
Subsidy eligibility. Income from self-employment is calculated differently than W-2 income. A broker helps you model the right coverage tier based on your projected annual income so you don't overpay — or miss out on savings.
One broker, all options. Instead of visiting each carrier's website individually, a licensed broker does the comparison for you at no cost — saving you time and helping you enroll with confidence.
Getting covered shouldn't be complicated. We make it fast and straightforward, even without a company plan.
Thank you! A licensed agent will reach out to you shortly to help you compare your options.
Get Covered Today — It Starts With One Conversation.
Tell us a little about yourself and a licensed agent will help you compare plans at no cost.
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Protect What Matters Most — Life & Final Expense Coverage
Life insurance complements your health coverage by protecting the people who depend on you financially. Whether you're planning for your family's future or simply making sure end-of-life costs don't fall on loved ones, there's a plan designed for your situation.
Term Life
Affordable coverage for a set period — 10, 20, or 30 years — making it ideal for families with dependents, a mortgage, or other time-bound financial obligations. Premiums are typically lower than permanent life insurance, giving you maximum protection during the years you need it most.
Whole Life
Permanent coverage that lasts your entire lifetime and builds cash value over time. Suited for long-term financial planning and for those who want a guaranteed death benefit regardless of when they pass.
Final Expense
Smaller face-value whole life policies designed to cover funeral costs and end-of-life expenses. Often easier to qualify for than traditional life insurance, making them an accessible option for older adults or those with health conditions.
Fill the Gaps — Supplemental Coverage Options
Supplemental plans work alongside your primary health policy to reduce out-of-pocket exposure for expenses that most major medical plans don't fully cover. They're an affordable way to strengthen your overall protection and avoid unexpected financial strain.
Dental
Routine and restorative dental care coverage for individuals and families, including exams, cleanings, fillings, and major procedures.
Vision
Eye exam, glasses, and contact lens benefits to help manage the ongoing cost of vision care for you and your family.
Critical Illness
A lump-sum cash benefit paid directly to you upon diagnosis of a covered illness such as cancer, stroke, or heart attack — to use however you need it most.
Gap / Accident Coverage
Helps cover deductibles, copays, and unexpected out-of-pocket costs from accidents or hospitalization that your primary plan leaves behind.